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重大利好:新冠疫情很可能让更多美国人开始或增大投资
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毫无疑问,新冠疫情对经济和成千上万的美国家庭的经济状况带来了致命性的影响。但是,在所有坏消息之中,有一个好消息是:新冠疫情可能促使更多人开始投资。
只要人们做出明智的投资,那就是一件好事。它可以使更多的人积累财富,这将有助于他们度过下一次危机,并为他们提供其应有的财务保障。
由于COVID-19,数百万美国人可能成为投资者
查尔斯·施瓦布(Charles Schwab)进行的现代财富调查显示,在经济动荡时期,美国人开始更多地关注自己的财务状况,大约五分之一的人表示他们可能会在股票市场上投入更多的资金。同一项调查还显示,有22%的美国人表示,他们更有可能在COVID-19危机及其造成的经济衰退期间首次进行投资。
显然,对于数百万的美国人来说,这场危机是一个警钟,让他们考虑进入市场。毕竟,当经济状况良好且失业率处于创纪录的低位时,很容易就认为您的工作将永远存在,并且您以后总是可以储蓄和投资。但是在公共卫生危机和经济萧条期间,金融顾虑已成为最重要的问题,突显出建立更多经济保障的必要性。
对于另一些人来说,由于封锁状态和经济衰退而引起的市场波动为购买股票提供了理想的机会。毕竟,动荡的市场通常使得在短暂的低迷时期有购买到待抛售股票的可能性。当不可避免的复苏到来时,精明的投资者在调整期间将更多资金投入市场,通常会收获可观的回报。那些考虑在过去几个月动荡的情况下增加投资额的人很可能希望获利于此。
当然,并非所有人都渴望进行初次投资或增加投资。施瓦布的调查还显示,大约30%的美国人对投资感到担忧。这是正常的,要谨慎并不是一件坏事。但至关重要的是:通过成为受过相关教育的投资者从而克服这些担忧。
The coronavirus has undoubtedly had a devastating financial effect, both for the economy and for millions of individual American families. But amid all the bad news, there's one small piece of good news: The pandemic may prompt more people to start investing.
And as long as people are doing that wisely, that's a great thing -- it could enable more people than ever to build wealth that will help to see them through the next crisis and give them the financial security they deserve.
Millions of Americans may become investors due to COVID-19
As Americans have begun to focus more on their finances during these turbulent economic times, around one in five have indicated they're likely to invest more money in the stock market now, according to Charles Schwab's modern wealth survey. The same survey also revealed that 22% of Americans indicate they're more likely to start investing for the first time during the COVID-19 crisis and resulting economic recession.
Clearly, for millions of Americans, the crisis was a wake-up call that has them considering jumping into the market. After all, when the economy was good and unemployment was at record lows, it was easy to assume your job would always be there and you could always save and invest for the future later. But during a public health crisis and economic depression, financial worries have come to the forefront, underscoring the need to build more economic security.
For others, the market volatility surrounding the great lockdown and the recession has presented an ideal buying opportunity for stocks. After all, volatile markets often make it possible to buy shares on sale during temporary downturns. When the inevitable recovery arrives, astute investors who put more money into the market during corrections will often see impressive returns. Those who considered increasing the amount they're investing during the last few turbulent months were likely hoping to capitalize on this.
Of course, not everyone was eager to jump into either investing for the first time or increasing their investments. Schwab's survey also revealed around 30% of Americans are apprehensive about investing. This is normal, and it's not a bad thing to be cautious -- but overcoming those worries by becoming an educated investor is essential to build wealth.
(Source: www.nasdaq.com)
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